Consumer Credit Counseling Services offers monthly free workshops covering a variety of topics. It is important to us that the community learns about these important topics. IN 2014, we were able to help 29 low- to moderate-income families purchase homes and have an overall impact of $900,000 placed in our community. Here is a list of upcoming workshops- CAR BUYING 101 Purchasing an auto can be a stressful time and costly mistakes can affect you for years. Learn the tools of the trade when it comes to dealer offers and financing. Let us also show you why used autos may sometimes be the better choice. PRESENTED BY: Monica Wiggins, CCCC 02/22/16- 6:00 PM - 7:00 PM (Mobile) YOUTH & FINANCES Let us show you the right way to begin your financial life and avoid the basic financial pitfalls early on. Parents and teens are both welcome to attend. PRESENTED BY: Gwen Brown, CCCC 03/07/16 -6:00 PM - 7:00 PM (Mobile) 06/20/16 -6:00 PM - 7:00 PM (Mobile) INVESTMENT/INSURANCE BASICS Get information on how to save for your future! Learn about the programs available (like IRAs, 401k, etc.). The different kinds of investments and risk involved, and common strategies used. Information on life insurance is also included. PRESENTED BY: Monica Wiggins, CCCC 01/14/16 - 6:00 PM - 7:00 PM (Mobile) 05/23/16 - 6:00 PM - 7:00 PM (Mobile) MONEY MANAGEMENT Develop spending plans, money management skills and other goal setting techniques. PRESENTED BY: Gwen Brown, CCCC 01/25/16 - 6:00 PM -7:00 PM (Mobile) 03/14/16 - 6:00 PM- 7:00 PM (Mobile) 05/16/16 - 6:00 PM -7:00 PM (Mobile) PREDATORY LENDING & HIGH COST LOANS The abusive practices by lenders have increased. Learn some of the more common practices and how the Equal Credit Opportunity Act & the Fair Housing Act protect you against discrimination. Also learn to how much high fee loans are costing you and how to avoid them. PRESENTED BY: Monica Wiggins, CCCC 04/18/16 - 6:00 PM - 7:00 PM (Mobile) 06/13/16 - 6:00 PM - 7:00 PM (Mobile) UNDERSTANDING CREDIT & CREDIT REPORTS This workshop is designed to help you understand credit worthiness as seen through creditor’s eyes & all aspects of your personal credit report. Feel free to bring your own recent credit report or call 602-0011 to obtain one ahead of time. Learn how to increase your score and qualify for better rates and offers. PRESENTED BY: Monica Wiggins, CCCC 02/15/16 - 6:00 PM - 7:00 PM (Mobile) 04/11/16 - 6:00 PM - 7:00 PM (Mobile) HOMEBUYERS SEMINAR (Not part of the series) This seminar is full of tips and information for those wanting to become a homeowner. Learn what you need to know about the home buying process to avoid making costly mistakes. 01/23/16 – 8:45 AM – 3:00 PM (Mobile) 02/20/16 – 8:45 AM – 3:00 PM (Mobile) 03/19/16 – 8:45 AM – 3:00 PM (Mobile) 04/23/16 – 8:45 AM – 3:00 PM (Mobile) 05/21/16 – 8:45 AM – 3:00 PM (Mobile) 06/25/16 – 8:45 AM – 3:00 PM (Mobile) *All workshops are held at: Lifelines/Consumer Credit Counseling office at 705 Oak Circle Dr. E. Due to limited space, please call (251)602-0011 to register in advance for the workshops. Please show up on-time to receive credit for attending.